SmartBank

The description of SmartBank

Site Editorial Commentary：Using OTP Bank’s application you can access services of OTP Bank

Access OTP Bank's electronic banking services conveniently with the SmartBank Android application. Manage your finances on the go with a suite of features designed for both retail and corporate clients.

**Technical Requirements:**
- **OS:** Compatible with all phones and tablets running Android 4.1 and above.
- Optimized for iPads with a mobile-friendly design.

**Important Notice:** The SmartBank application may not be available on jailbroken devices.

Before downloading, please review our privacy policy: [https://www.otpbank.hu/static/portal/sw/file/Altalanos_USZ_20140315_utan_5sz_mell_Adatvedelem_20210218.pdf](https://www.otpbank.hu/static/portal/sw/file/Altalanos_USZ_20140315_utan_5sz_mell_Adatvedelem_20210218.pdf)

**Service Update:** As of March 24, 2022, the SmartBank service is being phased out for retail clients and replaced by the new OTP Bank Mobile Application. Learn more at www.otpbank.hu.

**Registration:** To begin using SmartBank, register within the application using your internetbank identifier and a 6-8 digit PIN code. You can use fingerprint authentication as a substitute for the PIN code if your device supports it. An SMS code is required to complete the registration process.

**Key Functions:**
- **Transfers:** Initiate domestic Forint and foreign currency transfers, and set up repeating transactions.
- **card-to-Card Transfers:** Transfer funds directly between cards (for retail accounts).
- **Cheque Scanning:** Easily deposit cheques using the built-in scanning feature.
- **Account Management:** View account details and access your account history.
- **Transaction Monitoring:** Check the status of your transactions.
- **Transaction Signing:** Securely sign transactions (for corporate accounts).
- **Scheduled Transfers:** Set up future transfers for added convenience.
- **Bankcard Control:** Manage your bankcard details, change limits, activate or block your card, and access webCARD details (for retail accounts).
- **Digital Wallet:** Bankcard menu, Add To Apple Pay Wallet.
- **Convenience Features:** Purchase motorway tickets and top up your mobile phone balance directly through the app.
- **Time Deposits:** View details of your time deposits and manage early maturity options. Create new time deposits.
- **Exclusive Offers:** Register for and query "Vásárlási kedvezmények" (purchase discounts).
- **Customizable Settings:** Block access, change your password, enable multitasking, and adjust profile settings.
- **Secure messaging:** Receive and manage messages from the bank.
- **Online Shopping:** Make secure online purchases.
- **Template Management:** Save and delete transaction templates for faster processing.
- **Account Customization:** Rename your accounts for easier identification.
- **Transaction Sharing:** Share transaction details with others.
- **Quick Actions:** Use 3D Touch (QR scan, account history).