Revolut

説明 Revolut

Site Editorial Commentary：Change the way you money

Join the 65+ million users worldwide who trust Revolut for smarter spending, sending, and saving. Experience a revolutionary approach to managing your finances with our all-in-one app.

**Spend Smarter, Not Harder**
Enjoy flexible payment options, including physical cards, virtual cards for enhanced security, single-use virtual cards, and seamless integration with Google Pay and Apple Pay.
Take advantage of competitive exchange rates when spending abroad (fees may apply in addition to the provided rate).
Access over 55,000 in-network ATMs globally with no fees.
Effortlessly link your external bank accounts to gain a comprehensive view of your spending habits.
Personalize your physical card with a design that reflects your style (fees may apply).

**Empower Your kids Financially**
Equip your children with the tools they need for financial literacy through Revolut ＜18 accounts. They'll receive their own cards and learn valuable money management skills in a safe and engaging environment.

**Send Money Globally, Instantly**
Send or request money in 25+ currencies with a simple tap, regardless of location.
Communicate, send, and receive funds all within the Revolut app. Enjoy near-instant transfers between Revolut users with convenient P2P payments.
Easily split and settle bills with friends, and even add a fun GIF to lighten the mood.

**Elevate Your Savings**
Maximize your savings potential with Savings Vaults, offering up to 4.25%* APY. Access your funds whenever you need them, with no penalties or hidden fees.
Automate your savings by setting up recurring transfers and rounding up spare change.

**Explore stock trading Opportunities (capital at risk)**
Begin trading stocks with as little as $1 (other fees may apply).
Choose from a diverse selection of over 2,000 stocks to invest in some of the world's leading companies.
Benefit from commission-free stock trading within your monthly allowance (other fees may apply).

*All investments carry risk, including the potential loss of principal. Investment accounts and related disclosures may be displayed together. Self-directed brokerage products are offered by Revolut Securities Inc., member FINRA/SIPC. Brokerage Products • Not FDIC Insured • No Bank Guarantee • May Lose Value. Automated investing is provided by Revolut Wealth Inc, an SEC-registered investment adviser.*

**Take Control of Your Spending**
Receive instant spending notifications to monitor every transaction.
Utilize intelligent budgeting and analytics tools to gain insights into your spending patterns and allocate your funds effectively.
Stay informed about upcoming payments and subscription charges with timely notifications.
Upgrade to our Premium or Metal paid plans for exclusive cards, enhanced benefits, and premium perks. Select the plan that aligns with your needs (Paid Plan T&Cs and subscription fees apply).

**Advanced Security Features at Your Fingertips**
Instantly freeze and unfreeze your card with a single tap.
Utilize single-use virtual cards with dynamically generated details for each transaction, adding an extra layer of security.
Set spending limits and receive notifications to stay informed about your financial activity.

**Unwavering Protection for Your Funds**
Our sophisticated fraud prevention system identifies high-risk transactions and promptly alerts you, enabling you to detect and prevent scams.
Robust identity verification protocols ensure secure sign-ups, and your account is safeguarded with passcodes and biometric authentication.
Our dedicated in-app customer support team is available 24/7 to assist you.

Funds held in your Revolut Prepaid Card Account are held at or transferred to Lead Bank, Member FDIC, and are insured up to $250,000 by the FDIC in the event Lead Bank fails, provided specific deposit insurance requirements are met. Refer to FDIC-Prepaid Cards and Deposit Insurance Coverage for details.

California Privacy Notice: https://www.revolut.com/en-US/legal/privacy

*The highest APY is available to users on a Premium or Metal plan. Annual Percentage Yield (APY) is a variable rate and subject to change. These APYs are accurate as of October, 20th, 2023. Monthly fees apply for Premium and Metal plans. Terms and Conditions Apply. No minimum amount required. Savings Vault services provided by Sutton Bank, Member FDIC*

Revolut Ltd (No. 08804411) is authorized by the Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 900562). Registered address: 107 Greenwich Street, 20th Floor, New York, NY 10006