Paytm

La description de Paytm

Site Editorial Commentary：Accept Payments, Send Money.Online Recharge, DTH, Bill Payment, Shopping

Paytm (पेटीएम) - Built for India and trusted by over 500 million Indians, Paytm is a leading digital payments and financial services app. As a pioneer in mobile payments, QR codes, Soundbox, and in-store devices within India, Paytm continues to drive innovation. In the BHIM UPI ecosystem, Paytm stands out as the only UPI app that prioritizes features based on genuine user needs. From personalized UPI IDs and privacy-focused controls to convenient widgets, bank balance visibility, and detailed Excel UPI statements, Paytm is dedicated to making digital payments smarter, safer, and more private. Paytm UPI now facilitates international transactions in UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal, enabling Indian travelers to seamlessly send money or make payments abroad. Why choose Paytm? * It is recognized as one of India’s safest and most secure UPI money transfer apps. * It is powered by leading Indian banks. * It offers built-in privacy features, including the ability to hide or unhide payments, personalized UPI IDs, QR scanning without number sharing, and OTP-free card swipes. Exclusive Innovations on Paytm UPI: 1. Hide & Unhide Payments: Gain complete control over your transaction visibility. 2. Personalized UPI ID: Opt for a custom UPI ID like name@ptyes or name@ptaxis instead of revealing your mobile number. 3. Download UPI Statements in Excel + PDF: Simplify tracking, accounting, and tax filing. 4. Spend Analytics: Access categorized spending insights with month-on-month tracking. 5. Total UPI Bank Balance: Instantly view balances across all linked accounts (exclusive to Paytm users). 6. Receive Money Widget: Get notified with a distinctive coin sound and notification upon receiving a payment. 7. Scan & Pay Widget: Initiate QR code scans directly from your home screen. 8. Smart Bank Transfer Autofill: Seamlessly copy-paste account information from platforms like WhatsApp; Paytm accurately fills the details. 9. Auto Top-Up for UPI Lite: Ensure uninterrupted UPI Lite balance with automated top-ups. 10. Self Transfers: Instantly move funds between your own bank accounts. Payment Methods – UPI Your Way: * Paytm UPI: Effortlessly send and receive money using only a mobile number. Scan any QR code for seamless payments at shops and more. * Paytm UPI Lite: Enjoy PIN-free payments for transactions up to ₹4,000 per day, even when banks are experiencing downtime. Benefit from auto top-up and simplified bank statements. * RuPay Credit Card on UPI: Link your RuPay card and make payments via UPI without the need for OTP or CVV. Earn rewards at participating shops and online merchants. * UPI AutoPay: Set up recurring payments for subscriptions, SIPs, rent, and other regular expenses. Recharges, Utility Bill Payments & More: * Recharge mobile (prepaid/postpaid) for Jio, Airtel, VI, MTNL, BSNL. * DTH recharges for TataPlay, Sun Direct, Airtel Digital TV, etc. * Pay electriCity, water, gas, broadband, insurance, FASTag, challans, EMIs & more. Pay at Online Stores: * Paytm is supported by 100+ apps for Food delivery, grocery shopping, and OTT platforms. Set UPI PIN: * Secure every transaction with a mandatory 4 or 6-digit UPI PIN setup. Rent Payments Made Easy: * Pay your rent conveniently via UPI or using your RuPay credit card on Paytm. Earn rewards, receive reminders, and download monthly payment receipts – all in one place. Paytm Card Machines (Soundbox + Swipe): Merchants across India now widely accept Paytm card machines. You can: * Scan QR codes and pay. * Securely swipe credit/debit cards. All with real-time payment confirmation via the iconic Paytm sound. Personal loans on Paytm: * Loan Amount: ₹50,000 to ₹25,00,000 * Loan Tenure: 6–60 months * Loan Interest Rate: 10.99%–35% p.a. * Loan Processing Fee: 0–6% Example: For a loan of ₹1,00,000 at 23% interest for 18 months with a 4.25% processing fee, the EMI would be ₹6,621, and the total payable amount would be ₹1,19,186. Lending Partners: Hero Fincorp, Aditya Birla Finance, InCred, EarlySalary (Fibe), Poonawalla Fincorp Check Credit Score for Free to Get Instant Cash Loan Travel Made Easy: * Trains: As an IRCTC-authorized e-ticket partner, Paytm facilitates booking, PNR inquiries, cancellations, and live train status updates. * Buses: Enjoy instant ticketing with major bus operators. * Flights: Compare fares, book flights, and manage your trips with ease. Contact Us: One97 Communications Ltd. One Skymark, Tower-D, Plot No. H-10B, Sector-98, Noida, UP 201304 Paytm Money Ltd. is a wholly owned subsidiary of One97 Communications Ltd., registered with SEBI & PFRDA.