Bank of America Mobile Banking

The description of Bank of America Mobile Banking

Site Editorial Commentary：Banking, Budgeting & Investing

Bank conveniently and securely with the Bank of America® Mobile Banking app designed for managing your U.S.-based checking, savings, credit card, loan, and investment accounts. Experience the power of mobile banking at your fingertips!

Manage Accounts:
• View real-time account balances and comprehensively review your account activity.
• Easily activate or replace your credit and debit cards directly from the app.
• Customize and set up alerts to receive important account information and stay informed.
• Seamlessly manage all your accounts, including checking, savings, credit cards, loans, and investment accounts, all in one place.

Transfer Money and Pay Bills:
• Securely send and receive money with Zelle® using a U.S. mobile number or email address.¹
• Instantly transfer funds between your Bank of America accounts and linked Merrill accounts.
• Effortlessly pay your bills on the go.

Check Deposit:
• Deposit checks anytime, anywhere by simply taking photos of them with your device.
• Receive immediate confirmation that your check is processing, providing you with peace of mind.²

Erica, Your Virtual Financial Assistant³:
• Let Erica help you find transactions, pay bills, and much more with simple voice commands.
• Receive valuable, personalized alerts and helpful insights to optimize your financial decisions.

Security:
• Enhance your security with Touch ID® / Face ID® login options.
• Receive immediate notifications if fraudulent activity is suspected on your card.
• Access the security center for comprehensive protection features.
• Benefit from our Mobile Banking Security Guarantee, ensuring you’re not liable for fraudulent transactions when reported promptly.⁴

Manage Investments with Merrill:
• Trade stocks, etfs, and mutual funds directly from your mobile device.
• Access up-to-date market data, news, and quotes to inform your investment decisions.
• Securely send messages and documents to your advisor for personalized support.

FICO® Credit Score:
• Conveniently check your FICO® credit score to stay on top of your credit health.
• Understand the key factors that affect your score and how to improve it.
• Access resources and tips for maintaining a healthy credit profile.

Financial Education and Savings & budgeting Tools:
• Set up and effectively manage your savings goals to achieve your financial aspirations.
• Organize and effortlessly track your spending by category for better insights.
• View all transactions in a clear and concise manner.
• Compare your spending against your income to identify areas for improvement.
• Easily create a budget from scratch or based on your previous spending habits.

See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates may apply.

¹To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.

²Deposits are subject to verification and not available for immediate withDrawal. Other restrictions apply.

³Erica does not provide investment advise. Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.

⁴You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S" or "Merrill") makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation ("BofA Corp"). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.

Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. ("MLLA"), a licensed insurance agency and wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products:
• Are Not FDIC Insurance
• Are Not Bank Guaranteed
• May Lose Value

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Features may only be available for certain account types.

Android is a trademark of Google Inc.

Google emojis are used herein under license.

Bank of America and related trademarks are trademarks of Bank of America Corporation
Bank of America, N.A. Member FDIC
©2025 Bank of America Corporation