Empower: Advance & Credit

The description of Empower: Advance & Credit

Site Editorial Commentary：Get an Advance instantly, build better credit, track credit score, save money

**Empower: Advance & Credit** is your go-to financial app, offering a better way to access money and build credit. Empower helps more people get cash and credit by looking at real-time income and spending, not just credit scores, to see their potential.

Find your match: Empower Cash Advance, Line of Credit, and Credit cards are designed to recognize your readiness for cash and credit today and even higher limits tomorrow.

— 5M+ customers
— $1B+ extended
— 450K+ ★★★★★ reviews

**UP TO $400 DEPOSITED TO YOUR BANK ACCOUNT***
**Empower Cash Advance**
— $10–$400 instantly
Instant delivery is optional. Fees may apply.
— No credit checks to qualify
— No interest or late fees

**FOR FLEXIBLE SPENDING AND CREDIT BUILDING¹**
**Empower Credit Cards are issued by WebBank**
— No credit score or security deposit required
— Earn cash back rewards (Terms apply)
— Automatic consideration for limit increases (Terms apply)

**UP TO $1,000 AVAILABLE WHEN YOU NEED IT‡**
**Empower Line of Credit provided by FinWise Bank**
— Start with $200–$400, grow with on-time payments^
— All credit scores welcome
— Flexible repayment plans to keep you in control

**KEEP TABS ON YOUR CREDIT SCORE**
— Credit Score Monitoring
— Check up on your score in the app
— Get tips for better building

**BUILD YOUR SAVINGS HANDS-FREE**
**Automatic Savings†**
— Set your savings goal by week or pay period
— Empower AI will move aside money as your budget allows

Your data, secured: Empower protects your information with bank-level encryption. Your login details are never stored, and we only use regulated providers trusted by major financial institutions.

Here when you need us: Connect with Empower Support at [email protected] 8 am–6 pm ET M–F, message our chatbot anytime in the app, or browse our FAQs on tilt.com for quick solutions. You’ve got questions. We’ve got you.

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Not affiliated with Empower Annuity Insurance Company of America (www.empower.com).

Empower is a financial technology company, not a bank.

Empower offers a 14-day trial for first-time customers followed by an auto-recurring $8/month subscription fee. Cancel anytime.

By downloading/using the app you agree to our Privacy Policy (https://tilt.com/privacy).

*Not everyone will qualify. Offers range from $10-$400 and can go up with on-time payments. In Sep 2025, the average offer was $101 for first-time customers; $170 for all others. Instant delivery is optional. Fees may apply.

¹Subject to credit approval. We report your payments to the credit bureaus. Failure to make on-time payments may result in negative reporting.

‡Subject to credit approval. We report your payments to the credit bureaus. Failure to make on-time payments may result in negative reporting. Instant delivery is optional, and fees may apply.

^Eligibility requirements apply. Not everyone will qualify for a credit limit increase. If you fail to pay at least your minimum payment by the due date you will not be considered for a credit limit increase and your credit limit may be decreased.

†If you sign up for Automatic Savings, you are required to open a deposit account in your name through nbkc bank, Member FDIC. Any balances you hold with nbkc bank, including but not limited to those balances held in Empower accounts are added together and are insured up to $250,000 per depositor through nbkc bank, Member FDIC. Empower is not FDIC-insured. FDIC insurance only covers the failure of an insured bank.

Empower Finance, Inc.
9169 W State St #499
Garden City, ID 83714