ML Wallet

60.7MB v12.29.1 Aktualisierungsdatum:2025-12-14 Entwickler：M. Lhuillier Financial Services Inc.

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ML Wallet Anwendungsbilder

ML Wallet AI Redakteursbewertung

ML Wallet by M Lhuillier offers a secure and convenient way to manage finances, send money, pay bills, and shop online. It simplifies transactions with its user-friendly interface and reliable service.

Umfassende Analyse

ML Wallet, the official mobile application of M Lhuillier, provides users with a comprehensive suite of financial tools. It facilitates easy money transfers, bill payments, and online shopping. The app's intuitive design makes it accessible to users of all technical skill levels. While reliable, the app's functionality is dependent on a stable internet connection, and users should be aware of potential transaction fees. Overall, it's a practical solution for managing finances on the go.

Hauptvorteile

Convenient money transfers and bill payments
Secure platform for financial transactions
User-friendly interface for easy navigation

Verbesserungsbereiche

Potential transaction fees may apply
Reliance on internet connectivity for functionality

Die Beschreibung von ML Wallet

Site Editorial Commentary：MCash-Wallet Philippines

ML Wallet, formerly MCash, is the official mobile application from M Lhuillier designed to streamline your financial transactions directly from your smartphone. Send and receive money, purchase mobile load, settle bills, and explore secure shopping options with ease.

**Send Money:**
Conveniently utilize MCash's comprehensive send money features, including MCash to MCash transfers, Kwarta Padala services, and MCash to Bank transfers*, anytime and from anywhere.

**buy ELoad:**
Effortlessly purchase or send mobile load to friends and family with just a few taps on your smartphone. Stay connected without the hassle!

**Pay Bills:**
Quickly settle your bills with over 400 partners nationwide, covering various categories such as Utilities, Insurance, loans, and more! Simplify your bill payments.

**Add Money:**
Easily cash in by visiting the nearest M Lhuillier branch or add funds through ML Wallet's partner banks* for seamless transactions.

**Receive Money:**
Skip the trip to an M Lhuillier branch! Receive up to PHP 50,000.00** per transaction directly through your ML Wallet via Kwarta Padala. Simply enter the required details after logging in to access your funds.

**WithDraw Money:**
Withdraw up to PHP 40,000** per day from any of the 2,500 M Lhuillier branches nationwide. Use the Branch Locator feature within the app to find the nearest branch.

**Buy Items* (ML Shop):**
Discover great deals and shop for pre-loved jewelry, mobile phone accessories, and other pawnable items in the ML Shop!

**Loan***:
Salary Loan - Access a quick, zero-fee Salary Loan with a hassle-free repayment process.

Credit limit amounts: P500 to P25,000
Up to 61 days loan Term
5.0% Interest rate per month
Maximum Annual Percentage Rate (APR) - 24% (VISMIN), 21% (LNCR)
No late payment penalties
No Admin fee

Sample Computation:
Principal Amount: P5,000
Interest Fees at 61 days: P500
Total amount to be paid: P5,500
Repay ₱1,375 every 15 days

Charges:
DOCUMENTARY STAMP - 0.003 (AUTOMATICALLY DEDUCTED FROM HIS/HER LOAN PROCEEDS)
PROCESSING FEE - 0.5% (AUTOMATICALLY DEDUCTED FROM HIS/HER LOAN PROCEEDS)

SEC licensed: Lhuillier Saison Financing Corporation.
Lhuillier Saison Financing Corporation is a registered and licensed financial institution operating under its own regulatory compliance.
Company Reg. No CS201907721
Certificate of Authority No. 1216

carefully review and ensure that you have read and understood the terms and disclosures before initiating any transactions.

PRIVACY & PERMISSIONS
We will never disclose any personal information with anyone that is not you without your permission, or sell your data to third parties.

https://mlhuillier.com/privacy-notice/

*Coming soon
**for fully verified users only
*** Employees and Affiliated Business Partners Only