Dave: Credit, Cash & Money App

Die Beschreibung von Dave: Credit, Cash & Money App

Site Editorial Commentary：Get up to 500, get paid early, earn interest and find work with no hidden fees.

Take control of your finances and elevate your financial well-being with Dave: Credit, Cash & Money App. Dave provides a suite of powerful tools designed to help you manage your money effectively, avoid overdraft fees, and achieve your financial goals.

**Dave Membership Information**

Dave is not a bank. Banking services are provided by Evolve Bank and Trust, Member FDIC, or another partner bank, which issues the Dave Debit card through a license from Mastercard®. ExtraCash amounts range from $25-$500, typically approved in 5 min, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers.

**Get Up to $500 in Minutes with ExtraCash™(1)**

Need a little extra cash to cover expenses? Dave's ExtraCash™ feature allows you to access up to $500(1) when you need it most. There's no credit check involved, and you won't be charged any interest or late fees.

**How ExtraCash™ Works**

ExtraCash™ provides access to funds up to $500.(1) Your eligibility is refreshed daily and determined by factors like your income history, spending habits, and recurring deposits (minimum of 3). When you use ExtraCash™, you'll agree to a settlement date for repayment.

**Instant Access to Your Funds(2)**

Download Dave, link your bank account, open your Dave Checking and ExtraCash™ accounts, and transfer funds to your Dave Checking account to access up to $500. Your Dave Debit Mastercard® provides instant and direct access to your money for convenient spending.

**Earn a High APY(3)**

Grow your savings faster with a competitive 4.00% APY(3) on your Dave Checking account or Goals account. Dave simplifies online banking and makes saving effortless.

**Get Paid Up to 2 Days Early**

Access your paycheck up to 2 days early(4) by setting up direct deposit with Dave. The Dave Checking account streamlines your online banking experience, ensuring your funds are available when you need them. Manage your money without the stress.

**Avoid Pesky Fees**

Say goodbye to hidden fees with Dave. Enjoy fee-free ATM access at over 40,000 MoneyPass ATMs.(5) Your Dave debit card allows you to access your money without unnecessary costs. WithDraw your money anytime without excessive fees.

**Effortless Savings with Goals Account**

Take control of your savings with a dedicated Goals account. Set up recurring deposits to build your savings consistently. Dave's online banking platform simplifies saving for your future. Easily manage your money and expenses while staying connected to your savings.

**Find Side Hustles and Earn Extra Income**

Explore the Side Hustle board to find part-time roles, gig jobs, remote work opportunities, and more. Participate in surveys that pay out instantly to your Dave Checking account. A debit card linked to your Checking account ensures quick access to your earnings, allowing you to track and transfer money effortlessly.

**Affordable Membership**

A small monthly membership fee grants you full access to all of Dave's features, including ExtraCash™, Goals, and Surveys.(1) Monitor your money 24/7 and make secure transactions.

**Have Questions?**

Contact [email protected] for assistance.

**Disclosures**

2-Express fees apply to select instant transfers.

3-Rates accurate as of 10/01/2024. The interest rates and annual percentage yields (APY) are variable and may change at any time at our discretion. No minimum deposit or minimum balance requirements. Fees could reduce earnings on the account.

4-Early access to direct deposit funds depends on timing and availability of the payroll files sent from the payer. These funds can be available up to 2 business days in advance of the scheduled payment date.

5-Out of network fees may apply.

**General Terms**

See the Dave Checking Deposit Agreement and Disclosures, Dave Goals Deposit Agreement and Disclosures, and the Dave ExtraCash™ Deposit Agreement and Disclosures for account terms and fees.