メルカリ

The description of メルカリ

Site Editorial Commentary：フリマならメルカリ。毎日100万品以上が出品され、あんしん・あんぜんに売ったり買ったりできるフリマアプリです。オークションより簡単に出品できます。

Join over 20 million users monthly on Mercari, the leading Japanese marketplace app! buy and sell with ease, enjoying a safe and secure platform for all your transactions. Listing and purchasing are commission-free, with no registration or credit card fees. Dive into the world of 'furima' (flea market) shopping with the Mercari app!

**Explore bitcoin with Mercari!**
Introducing 'Mercoins' on Mercari! You can now purchase Bitcoin using your Mercari sales earnings and points. This feature allows you to buy Bitcoin, in addition to shopping on Mercari and using 'Merpay.' Start with small amounts, making it accessible even if you're new to Bitcoin trading.

**Who is Mercari for?**
* Those who enjoy flea markets, online shopping, auctions, and shopping apps.
* Users who love browsing brands, sneakers, and accessories (including used items) and handmade goods in flea market apps, shopping apps, and online stores.
* Individuals who prefer shopping apps, online stores, auctions, and flea markets over traditional shops.
* Those who utilize shopping apps and recycling shops for online shopping, auctions, and handmade apps.
* People interested in flea markets and handmade items, wanting to start selling on a flea market app.
* Fans of brands, sneakers, and accessories who visit flea markets, shops, and browse shopping apps, online stores, and auctions.
* Those who prefer shopping at flea markets over shops.
* Individuals seeking sold-out clothing and sneakers from shops, online stores, or shopping apps, and are open to used items (vintage/used).
* Lovers of handmade (handmade goods) who purchase handmade items on 'furima' or through online shopping.
* Frequent shoppers on shopping apps, handmade apps, and online stores, and enjoy shopping on shopping apps.
* Users who shop online or on shopping apps but have never used 'furima' or 'furima apps.'
* Those looking to sell used clothes on a flea market app for recycling and enjoy flea markets.
* People who enjoy listing and selling used and vintage clothing on 'furima' and 'furima apps.'
* Accessory enthusiasts who frequently browse shops, vintage stores, online stores, and shopping apps.
* Those interested in 'Mercoin' on 'Mercari.'

**Key Features:**

* **Amazing Deals:**
* Over 4 billion items listed! Find what you're looking for easily.
* Discover new and unused items at prices lower than retail.
* Exclusive coupons are regularly available.

* **Easy Listing:**
* List items by taking photos and adding descriptions. Barcode listings take as little as 1 minute!
* Benefit from high sell-through rates with over 20 million monthly users.

* **6-Point Support System for Smooth Transactions:**
1. Secure financial transactions.
2. 'Mercari delivery' – a secure shipping system that protects seller and buyer information.
3. A robust patrol system.
4. Comprehensive support from the Mercari administration for any issues.
5. Combating counterfeit goods.
6. Collaboration with investigative agencies and public authorities.

**Mercari Pay (Merpay) for Smartphone Payments:**
* Use your sales earnings and points at Merpay-compatible stores nationwide. (*1)
* Enjoy numerous coupons at Merpay-compatible stores nationwide.
* Use 'iD payment' at stores displaying the 'iD' mark and 'Code payment' at stores displaying the 'Merpay' mark.
* With 'Merpay Smart Payment,' you can pay for purchases the following month without prior bank account deposits (charge-free).
*1 Sales earnings can be used to purchase points for in-store payments. Some stores may not be applicable.

**Introducing the 'Mercard' Credit Card:**
* **Instant Use After Approval!**
The Mercard is a credit card accepted at all JCB affiliated stores.
Enjoy great savings!
* **Generous Point Rewards:**
Earn more points just by using Mercari.
For details, please refer to the 'Mercard Benefits' guide.
* **Secure Card with No Card Number:**
It's a numberless card without the card number printed on it.
Check card information like card numbers and expiration dates from the Mercari app.
* **All Procedures are Within the App:**
From Mercard application and usage settings, to card information and receiving payment notifications, everything is done within the app.

**Merpay Smart Money**
* Merpay Smart Money is a service that allows you to borrow money within the Mercari app. ※
※ Application and screening are required for use
※ Customers under 20 or over 71 years old cannot use this service
※ Depending on the screening results, your application may be rejected, or only a portion of your requested loan amount may be available

**Lending Partner Information**
* Merpay Inc.

**Relationship with the Lending Partner**
* Subsidiary of our company

**About Interest, Interest Rates, and Repayment Methods**
* Interest Rate (Annual): 3.0% to 15.0%
* Repayment Method: Equal Principal and Interest Repayment
* The interest rate is determined based on the customer's sales performance on Mercari, and may vary depending on the customer.

**Repayment Example (Interest Rate (Annual): 15.0%)**
Loan Amount ¥100,000, Monthly Repayment Amount ¥10,000, 30 days from the date of receipt to the end of the month of receipt
* Repayment Amount: ¥10,000
* Interest Allocation: ¥100,000 × 15.0% / 365 days × 30 days = ¥1,232
* Principal Allocation: ¥10,000 - ¥1,232 = ¥8,768

**Repayment Period**
* For loan amounts up to ¥300,000: 2 to 36 installments (3 years)
* For loan amounts exceeding ¥300,000: 2 to 60 installments (5 years)

**Introducing Mercari Shops**
* **Open a Shop:**
* Producers and business owners can open an online shop on Mercari.
* Manage inventory and ship products all from your smartphone!
* Attract customers easily with the Mercari app, used by 20 million people monthly!
* **Enjoy Shopping:**
* Buy directly from farmers for fresh produce and local specialties.
* Find carefully selected items, including handmade and local specialty products.
* You can shop with your Mercari sales earnings. (※)
*※ You can use Mercari points purchased with sales earnings for Mercari Shops payments.

**Registration:**

To list items, make purchases, and use Merpay, you need to register as a member.
During membership registration, we implement an SMS (short message) phone number verification and authentication system.
※ If you use Mercari on an iPhone/iPad without a phone number set up, such as with a communication-only SIM or Wi-Fi, you will need to receive and authenticate the SMS on a separate device with a phone number set up.

**Fees:**

* Basic usage is free.
* No registration fees, monthly fees, listing fees, or credit card fees.

Fees are only charged in the following cases:
* Commission when an item is sold: 10% of the selling price
* Transfer fee when transferring sales earnings to a designated bank account: ¥200
* Payment processing fee when using convenience store/ATM/carrier payment: ¥100

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〈notes on Mercoin〉

* Cryptocurrencies are not Japanese or foreign currencies. They are not guaranteed in value by any specific country or entity.
* Cryptocurrency transactions may result in losses due to price fluctuations.
* Although there are no fees for buying and selling cryptocurrencies, the price presented to the customer includes the spread (transaction cost).
* The transfer of cryptocurrencies may become impossible due to the failure of the transfer mechanism, and the value of the cryptocurrency may become zero.
* For other risks, please see the Cryptocurrency Transaction Explanation (https://pages.mercoin.com/exchange/consent-forms/es/).
* Cryptocurrencies can only be used for payment with the consent of the person receiving the payment.
* If you lose the private key managed by us or if it is misused by a third party, the cryptocurrency you own may be lost, and you may incur a loss.
* If our company goes bankrupt, your assets may not be returned, and you may incur a loss.
* Before starting cryptocurrency transactions, please fully understand and agree to the risks associated with cryptocurrency transactions, and conduct this transaction at your own risk and judgment.
* This is the webpage of Mercoin Inc. If you visit from banner ads, the information on the webpage displayed before the transition is not created or managed by Mercoin Inc., and we do not guarantee the content.

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Merpay Inc.
Registration Number: Tokyo Governor (2) No. 31825
Member of the Japan Finance Association No. 006151

Mercoin Inc.
Cryptocurrency Exchange Operator Kanto Local Finance Bureau Director No. 00030
Affiliated Association: Japan Cryptocurrency Exchange Association
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For inquiries, questions, or issues, please contact us at [email protected]