TransferWise

The description of TransferWise

Site Editorial Commentary：Transfer money abroad quickly, easily and at the lowest possible cost.

Join over 16 million customers who trust Wise (formerly TransferWise) to send, receive, spend, and grow their money internationally. Experience a fast and simple way to manage your finances across 145+ countries and 45+ currencies. Please note that product availability may vary depending on your location. Visit wise.com or download the app to explore the features available to you.

— International Money Transfers —
• Send money swiftly to 70+ countries.
• Benefit from the mid-market exchange rate on every money transfer.
• Enjoy fast transfers, with over 65% arriving in under 20 seconds (transaction speed depends on individual circumstances and may not be available for all transactions).
• Secure your transactions with robust security measures, including two-factor authentication, encryption, and biometrics.

— The Multi-Currency card —
• Spend and withDraw cash in over 160 countries.
• Take advantage of automatic currency conversion at the lowest possible price if you don’t have the local currency.
• Easily freeze/unfreeze your card and manage your digital card details for enhanced security.

— Get Paid Like a Local —
• Obtain your own UK account number and sort code, European IBAN, Australian account details, and more, as if you had local bank accounts worldwide.
• Use these account details to receive payments in multiple currencies for free and set up direct debits.
• Stay informed with instant push notifications for every transaction.

— Hold and Convert 40 Currencies —
• Benefit from no monthly or maintenance fees in most cases.
• Convert between currencies instantly at the mid-market exchange rate with low fees.
• Set up auto-conversion at specific rates and monitor exchange rates with Rate Alerts.

— Business Account for Global Expansion —
• Pay invoices and bills faster with competitive exchange rates.
• Utilize account details to receive payments from clients and customers worldwide.
• Integrate with supported platforms like Amazon, Stripe, Xero, and more.

Wise is regulated by financial authorities globally. In the U.S., Wise is registered with FinCen as a Money Service Business (MSB) and authorized to operate as an MSB in most states. In other states, the MSB program is sponsored by Community Federal Savings Bank, where Wise acts as a service provider. The Wise Multi-Currency Card Program is issued by Wise’s sponsor Bank(s)*, member(s) FDIC, pursuant to licensing by Visa® U.S.A. Inc. The Wise Multi-Currency Card is available to eligible consumers and commercial entities, but may not be available in all countries. Fees vary based on the type of transaction. Terms and conditions apply. For more information, visit https://wise.com/us/.

*Lead Bank and Community Federal Savings Bank.

Capital at risk. Past performance does not guarantee future growth. Interest is an investment service, availability and provider vary by location. Please check Wise.com/interest for more information.

Supported Currencies: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha)