Dívida Aberta

The description of Dívida Aberta

Site Editorial Commentary：Help the Treasury Attorney recover Union and FGTS credits!

Dívida Aberta is an application developed by the Procuradoria-Geral da Fazenda Nacional (PGFN), the Attorney General's Office for the National Treasury in Brazil. It provides information on debtors registered for active debt with the Union or the Guarantee Fund for Time of Service (FGTS) who are in irregular standing.

Beyond enhancing public transparency, this application aims to promote informed consumer behavior and active civic engagement.

Key Features:
1. QR Code scanner for Fiscal Invoices: Quickly scan QR codes on invoices to check for debt irregularities.
2. Rapid Search Functionality: Conduct quick searches using names, CPF (Brazilian individual taxpayer registry number), or CNPJ (Brazilian corporate taxpayer registry number).
3. Customized Queries: Filter searches by debt type (FGTS, labor fines, criminal fines, electoral fines, social security debts, other tax debts, other non-tax debts), State, Municipality, economic activity, and debt value range.
4. Georeferencing of Corporate Debtors: Locate corporate debtors geographically.
5. Address Confirmation: Users can confirm the debtor's address to assist PGFN in credit recovery efforts.
6. Informative Banners: Stay informed with relevant news and updates.
7. Direct Link to REGULARIZE Portal: Seamlessly access the REGULARIZE portal to consult, pay, installment, or contest debts through PGFN's digital platform.

How to Use Dívida Aberta:

The app’s home screen features a quick search menu by name, CPF, or CNPJ, along with informative banners and a list of the largest debtors in the user's region.

When using the search menu, users can apply various search filters, such as debt type, the debtor's State or Municipality, their economic activity, and the debt value range.

Users can find debtor companies by CPF/CNPJ, name (company name or trade name), QR Code scanning from invoices, and economic activity (CNAE). Debtors are displayed as primary debtors, co-responsible parties, or jointly liable parties.

Companies are displayed in descending order of debt value, from the largest debtor to the smallest, or in alphabetical order – according to the user's choice – showing the total amount of debt.

If a user discovers a debt in their name, they can click on the REGULARIZE banner to access the PGFN service portal, where they can pay the debt, negotiate it, or even request a review without visiting a PGFN unit.

By scanning the QR Code on a fiscal invoice, users can quickly determine if the establishment where they made a purchase has any outstanding debts.

The application also includes a Value Range option, allowing users to specify a minimum and maximum debt value range and identify debtors that fall within those limits.

The georeferencing feature displays corporate debtors on a map. The number indicated in the balloons corresponds to the number of debtors in the region. Individual debtors are not listed to protect their privacy.

Finally, in the debt details, users can confirm whether a debtor actually operates at the indicated address. This provides important collaboration for the adoption of credit recovery measures applied by the PGFN.